Funding based on what already goes through your card machine.
Repaid as a small slice of each day’s takings, not a fixed monthly bill.
A merchant cash advance is not a traditional loan.
It moves with your takings instead of against them.
The amount you can raise is based on what already flows through your card machine, not on complex accounts or a business plan.
A small agreed percentage of each day's card sales goes towards the balance, so repayment tracks your actual trade.
On a slow week you repay less, on a busy week a little more. There is no fixed monthly figure to find whatever happens.
Nothing to miss and no late-payment trap. The advance clears as your takings come in.
Minimal paperwork and a fast answer, because the decision is built around data you already generate every day.
Stock, refurbishment, equipment, tax bills, hiring or cash flow. It is your working capital to put where it helps most.
How it works
You tell us your card turnover. We handle the matching.
A rough monthly card turnover is enough to start. It costs nothing to ask.
We find a funding partner whose terms suit your business and your trade.
The amount, the cost and the repayment share, set out plainly before you decide.
If you go ahead, funds arrive quickly and repayment comes out of daily takings automatically.
Clear and honest
A merchant cash advance is a form of business funding, not a bank loan.
We introduce you to a funding partner, and the full cost, the repayment share and the terms are set out in writing before you commit. You choose whether it is right for you.
One named contact at Profitwize helps you through it. No obligation to proceed.
It depends on your card turnover and trading history.
As a rough guide, advances are commonly sized around a month of card takings, but the funder confirms the figure once they have looked at your numbers.
There is no cost to find out.
Through a small, agreed percentage of your daily card sales.
It comes out automatically as you trade, so there is no separate monthly bill to arrange.
Because repayment is a share of takings, a quieter period means you repay less.
There is no fixed amount you must find regardless of trade.
Not necessarily. Some advances work alongside your current provider.
We will tell you clearly if anything needs to change before you decide.
Most businesses that take a reasonable amount through a card machine can be considered.
Tell us your rough monthly card turnover and we will let you know.
A merchant cash advance carries a fixed cost agreed up front, not a variable interest rate.
The total you will repay is shown in writing before you commit, so there are no surprises.
Tell us a little about your business and we will come back with what you could raise and on what terms.
No cost, no obligation.
Prefer to chat? WhatsApp us on 07453 382 398